Major changes to the laws governing retirement accounts became effective January 1, 2020. The SECURE [Setting Every Community Up for Retirement Enhancement] Act provides a sweeping reform in the way the workforce both contributes to and devises retirement accounts. Here is what you need to know.

If you are considering making cash gifts to your family this article addresses some common questions concerning cash gifting and how gifting could affect you in the future should you need long term care and want to qualify for a state or federal benefit.